Sash

A Hammond buyer sits in her car with the inspection report and an insurance agent on speaker. Here’s when your lender needs proof of coverage, how much to buy, and the two gaps to ask about.

A Highland couple sits under the dining room lamp with four printed pages and a basement corner they sealed years ago. Here’s what Indiana’s seller disclosure form asks, when it’s due, and what changes before closing.

First frost in Chesterton, a garden hose still on the spigot, and a first-time owner asking: is this bad? Pipes, the furnace, carbon monoxide alarms, empty houses, and winter closings.